LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,292
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,670
−HK$1,400/mo
Today · 4.125%
HK$47,070
baseline
▲ 0.50% · 4.625%
HK$49,934
+HK$2,864/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,140/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,275
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,596
−HK$1,341/mo
Today · 4.125%
HK$51,937
baseline
▲ 0.50% · 4.625%
HK$54,675
+HK$2,738/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,874/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,151
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,804
−HK$1,680/mo
Today · 4.125%
HK$56,484
baseline
▲ 0.50% · 4.625%
HK$59,921
+HK$3,437/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,968/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,130
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,716
−HK$1,608/mo
Today · 4.125%
HK$62,324
baseline
▲ 0.50% · 4.625%
HK$65,610
+HK$3,286/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,648/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,009
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,938
−HK$1,960/mo
Today · 4.125%
HK$65,898
baseline
▲ 0.50% · 4.625%
HK$69,908
+HK$4,010/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,796/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,985
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,835
−HK$1,877/mo
Today · 4.125%
HK$72,712
baseline
▲ 0.50% · 4.625%
HK$76,545
+HK$3,833/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,424/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,726
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$82,206
−HK$2,520/mo
Today · 4.125%
HK$84,726
baseline
▲ 0.50% · 4.625%
HK$89,881
+HK$5,155/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,452/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,695
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$91,073
−HK$2,414/mo
Today · 4.125%
HK$93,487
baseline
▲ 0.50% · 4.625%
HK$98,414
+HK$4,927/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$186,974/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,412 · Scale 2, in force from 26 Feb 2026)