LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,293
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,671
−HK$1,400/mo
Today · 4.125%
HK$47,071
baseline
▲ 0.50% · 4.625%
HK$49,935
+HK$2,864/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,142/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,276
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,597
−HK$1,341/mo
Today · 4.125%
HK$51,938
baseline
▲ 0.50% · 4.625%
HK$54,676
+HK$2,738/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,876/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,152
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,805
−HK$1,680/mo
Today · 4.125%
HK$56,485
baseline
▲ 0.50% · 4.625%
HK$59,922
+HK$3,437/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,970/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,131
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,717
−HK$1,609/mo
Today · 4.125%
HK$62,326
baseline
▲ 0.50% · 4.625%
HK$65,611
+HK$3,285/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,652/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,011
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,939
−HK$1,960/mo
Today · 4.125%
HK$65,899
baseline
▲ 0.50% · 4.625%
HK$69,909
+HK$4,010/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,798/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,986
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,836
−HK$1,877/mo
Today · 4.125%
HK$72,713
baseline
▲ 0.50% · 4.625%
HK$76,546
+HK$3,833/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,426/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,728
−HK$4,999/mo
▼ 0.25% · 3.875%
HK$82,208
−HK$2,519/mo
Today · 4.125%
HK$84,727
baseline
▲ 0.50% · 4.625%
HK$89,883
+HK$5,156/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,454/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,696
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$91,075
−HK$2,413/mo
Today · 4.125%
HK$93,488
baseline
▲ 0.50% · 4.625%
HK$98,416
+HK$4,928/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$186,976/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,426 · Scale 2, in force from 26 Feb 2026)