LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,294
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,672
−HK$1,400/mo
Today · 4.125%
HK$47,072
baseline
▲ 0.50% · 4.625%
HK$49,936
+HK$2,864/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,144/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,277
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,598
−HK$1,341/mo
Today · 4.125%
HK$51,939
baseline
▲ 0.50% · 4.625%
HK$54,677
+HK$2,738/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,878/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,153
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,806
−HK$1,680/mo
Today · 4.125%
HK$56,486
baseline
▲ 0.50% · 4.625%
HK$59,923
+HK$3,437/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$112,972/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,132
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,718
−HK$1,609/mo
Today · 4.125%
HK$62,327
baseline
▲ 0.50% · 4.625%
HK$65,612
+HK$3,285/mo
Deposit HK$7.77M · loan HK$11.65M · min. income ≈ HK$124,654/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,012
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,940
−HK$1,960/mo
Today · 4.125%
HK$65,900
baseline
▲ 0.50% · 4.625%
HK$69,910
+HK$4,010/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,800/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,987
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,837
−HK$1,877/mo
Today · 4.125%
HK$72,714
baseline
▲ 0.50% · 4.625%
HK$76,547
+HK$3,833/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,428/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,729
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$82,209
−HK$2,520/mo
Today · 4.125%
HK$84,729
baseline
▲ 0.50% · 4.625%
HK$89,884
+HK$5,155/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,458/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,698
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$91,077
−HK$2,413/mo
Today · 4.125%
HK$93,490
baseline
▲ 0.50% · 4.625%
HK$98,418
+HK$4,928/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$186,980/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,437 · Scale 2, in force from 26 Feb 2026)