LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,296
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,673
−HK$1,400/mo
Today · 4.125%
HK$47,073
baseline
▲ 0.50% · 4.625%
HK$49,938
+HK$2,865/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,146/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,278
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,600
−HK$1,341/mo
Today · 4.125%
HK$51,941
baseline
▲ 0.50% · 4.625%
HK$54,679
+HK$2,738/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,882/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,155
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,808
−HK$1,680/mo
Today · 4.125%
HK$56,488
baseline
▲ 0.50% · 4.625%
HK$59,925
+HK$3,437/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$112,976/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,134
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,720
−HK$1,609/mo
Today · 4.125%
HK$62,329
baseline
▲ 0.50% · 4.625%
HK$65,614
+HK$3,285/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$124,658/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,014
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,943
−HK$1,960/mo
Today · 4.125%
HK$65,903
baseline
▲ 0.50% · 4.625%
HK$69,913
+HK$4,010/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,806/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,990
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,840
−HK$1,877/mo
Today · 4.125%
HK$72,717
baseline
▲ 0.50% · 4.625%
HK$76,550
+HK$3,833/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,434/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,732
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$82,212
−HK$2,520/mo
Today · 4.125%
HK$84,732
baseline
▲ 0.50% · 4.625%
HK$89,888
+HK$5,156/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,464/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,701
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$91,080
−HK$2,413/mo
Today · 4.125%
HK$93,493
baseline
▲ 0.50% · 4.625%
HK$98,421
+HK$4,928/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$186,986/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,464 · Scale 2, in force from 26 Feb 2026)