LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,297
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,675
−HK$1,400/mo
Today · 4.125%
HK$47,075
baseline
▲ 0.50% · 4.625%
HK$49,940
+HK$2,865/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,150/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,280
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,602
−HK$1,341/mo
Today · 4.125%
HK$51,943
baseline
▲ 0.50% · 4.625%
HK$54,681
+HK$2,738/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,886/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,157
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,810
−HK$1,680/mo
Today · 4.125%
HK$56,490
baseline
▲ 0.50% · 4.625%
HK$59,928
+HK$3,438/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$112,980/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,137
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,723
−HK$1,609/mo
Today · 4.125%
HK$62,332
baseline
▲ 0.50% · 4.625%
HK$65,617
+HK$3,285/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$124,664/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,016
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,945
−HK$1,960/mo
Today · 4.125%
HK$65,905
baseline
▲ 0.50% · 4.625%
HK$69,916
+HK$4,011/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,810/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,993
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,843
−HK$1,877/mo
Today · 4.125%
HK$72,720
baseline
▲ 0.50% · 4.625%
HK$76,553
+HK$3,833/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,440/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,735
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$82,216
−HK$2,520/mo
Today · 4.125%
HK$84,736
baseline
▲ 0.50% · 4.625%
HK$89,891
+HK$5,155/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,472/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,705
−HK$4,792/mo
▼ 0.25% · 3.875%
HK$91,084
−HK$2,413/mo
Today · 4.125%
HK$93,497
baseline
▲ 0.50% · 4.625%
HK$98,426
+HK$4,929/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$186,994/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,495 · Scale 2, in force from 26 Feb 2026)