LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,298
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,676
−HK$1,400/mo
Today · 4.125%
HK$47,076
baseline
▲ 0.50% · 4.625%
HK$49,940
+HK$2,864/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,152/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,281
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,602
−HK$1,341/mo
Today · 4.125%
HK$51,943
baseline
▲ 0.50% · 4.625%
HK$54,681
+HK$2,738/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,886/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,157
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,811
−HK$1,680/mo
Today · 4.125%
HK$56,491
baseline
▲ 0.50% · 4.625%
HK$59,928
+HK$3,437/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$112,982/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,137
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,723
−HK$1,609/mo
Today · 4.125%
HK$62,332
baseline
▲ 0.50% · 4.625%
HK$65,617
+HK$3,285/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$124,664/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,017
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,946
−HK$1,960/mo
Today · 4.125%
HK$65,906
baseline
▲ 0.50% · 4.625%
HK$69,916
+HK$4,010/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,812/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,993
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,843
−HK$1,878/mo
Today · 4.125%
HK$72,721
baseline
▲ 0.50% · 4.625%
HK$76,554
+HK$3,833/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,442/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,736
−HK$5,000/mo
▼ 0.25% · 3.875%
HK$82,216
−HK$2,520/mo
Today · 4.125%
HK$84,736
baseline
▲ 0.50% · 4.625%
HK$89,892
+HK$5,156/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,472/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,705
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$91,084
−HK$2,414/mo
Today · 4.125%
HK$93,498
baseline
▲ 0.50% · 4.625%
HK$98,426
+HK$4,928/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$186,996/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,499 · Scale 2, in force from 26 Feb 2026)