LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,299
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,676
−HK$1,400/mo
Today · 4.125%
HK$47,076
baseline
▲ 0.50% · 4.625%
HK$49,941
+HK$2,865/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,152/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,282
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,603
−HK$1,341/mo
Today · 4.125%
HK$51,944
baseline
▲ 0.50% · 4.625%
HK$54,682
+HK$2,738/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,888/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,158
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,812
−HK$1,680/mo
Today · 4.125%
HK$56,492
baseline
▲ 0.50% · 4.625%
HK$59,929
+HK$3,437/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$112,984/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,138
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,724
−HK$1,609/mo
Today · 4.125%
HK$62,333
baseline
▲ 0.50% · 4.625%
HK$65,619
+HK$3,286/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$124,666/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,018
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,947
−HK$1,960/mo
Today · 4.125%
HK$65,907
baseline
▲ 0.50% · 4.625%
HK$69,917
+HK$4,010/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,814/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,994
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,845
−HK$1,877/mo
Today · 4.125%
HK$72,722
baseline
▲ 0.50% · 4.625%
HK$76,555
+HK$3,833/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,444/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,737
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$82,218
−HK$2,520/mo
Today · 4.125%
HK$84,738
baseline
▲ 0.50% · 4.625%
HK$89,894
+HK$5,156/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$169,476/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,707
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$91,086
−HK$2,414/mo
Today · 4.125%
HK$93,500
baseline
▲ 0.50% · 4.625%
HK$98,428
+HK$4,928/mo
Deposit HK$1.94M · loan HK$17.48M · min. income ≈ HK$187,000/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,513 · Scale 2, in force from 26 Feb 2026)