LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,303
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,681
−HK$1,401/mo
Today · 4.125%
HK$47,082
baseline
▲ 0.50% · 4.625%
HK$49,946
+HK$2,864/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$94,164/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,287
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,609
−HK$1,341/mo
Today · 4.125%
HK$51,950
baseline
▲ 0.50% · 4.625%
HK$54,688
+HK$2,738/mo
Deposit HK$9.71M · loan HK$9.71M · min. income ≈ HK$103,900/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,164
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,818
−HK$1,680/mo
Today · 4.125%
HK$56,498
baseline
▲ 0.50% · 4.625%
HK$59,936
+HK$3,438/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$112,996/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,144
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,731
−HK$1,609/mo
Today · 4.125%
HK$62,340
baseline
▲ 0.50% · 4.625%
HK$65,626
+HK$3,286/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$124,680/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,025
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,954
−HK$1,960/mo
Today · 4.125%
HK$65,914
baseline
▲ 0.50% · 4.625%
HK$69,925
+HK$4,011/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,828/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,002
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,852
−HK$1,878/mo
Today · 4.125%
HK$72,730
baseline
▲ 0.50% · 4.625%
HK$76,563
+HK$3,833/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,460/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,746
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$82,227
−HK$2,520/mo
Today · 4.125%
HK$84,747
baseline
▲ 0.50% · 4.625%
HK$89,903
+HK$5,156/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$169,494/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,717
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$91,096
−HK$2,414/mo
Today · 4.125%
HK$93,510
baseline
▲ 0.50% · 4.625%
HK$98,439
+HK$4,929/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$187,020/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,592 · Scale 2, in force from 26 Feb 2026)