LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,306
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,684
−HK$1,400/mo
Today · 4.125%
HK$47,084
baseline
▲ 0.50% · 4.625%
HK$49,949
+HK$2,865/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,168/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,289
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,611
−HK$1,341/mo
Today · 4.125%
HK$51,952
baseline
▲ 0.50% · 4.625%
HK$54,691
+HK$2,739/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,904/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,167
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,820
−HK$1,681/mo
Today · 4.125%
HK$56,501
baseline
▲ 0.50% · 4.625%
HK$59,939
+HK$3,438/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$113,002/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,147
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,734
−HK$1,609/mo
Today · 4.125%
HK$62,343
baseline
▲ 0.50% · 4.625%
HK$65,629
+HK$3,286/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$124,686/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,028
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,957
−HK$1,960/mo
Today · 4.125%
HK$65,917
baseline
▲ 0.50% · 4.625%
HK$69,928
+HK$4,011/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,834/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,005
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,856
−HK$1,877/mo
Today · 4.125%
HK$72,733
baseline
▲ 0.50% · 4.625%
HK$76,567
+HK$3,834/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,466/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,750
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$82,231
−HK$2,520/mo
Today · 4.125%
HK$84,751
baseline
▲ 0.50% · 4.625%
HK$89,908
+HK$5,157/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$169,502/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,721
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$91,100
−HK$2,414/mo
Today · 4.125%
HK$93,514
baseline
▲ 0.50% · 4.625%
HK$98,444
+HK$4,930/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$187,028/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,628 · Scale 2, in force from 26 Feb 2026)