LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,307
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,685
−HK$1,400/mo
Today · 4.125%
HK$47,085
baseline
▲ 0.50% · 4.625%
HK$49,950
+HK$2,865/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,170/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,291
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,613
−HK$1,341/mo
Today · 4.125%
HK$51,954
baseline
▲ 0.50% · 4.625%
HK$54,692
+HK$2,738/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,908/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,168
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,822
−HK$1,680/mo
Today · 4.125%
HK$56,502
baseline
▲ 0.50% · 4.625%
HK$59,940
+HK$3,438/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$113,004/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,149
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,735
−HK$1,610/mo
Today · 4.125%
HK$62,345
baseline
▲ 0.50% · 4.625%
HK$65,631
+HK$3,286/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$124,690/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,029
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$63,959
−HK$1,960/mo
Today · 4.125%
HK$65,919
baseline
▲ 0.50% · 4.625%
HK$69,930
+HK$4,011/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,838/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,007
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,858
−HK$1,877/mo
Today · 4.125%
HK$72,735
baseline
▲ 0.50% · 4.625%
HK$76,569
+HK$3,834/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,470/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,752
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$82,233
−HK$2,520/mo
Today · 4.125%
HK$84,753
baseline
▲ 0.50% · 4.625%
HK$89,910
+HK$5,157/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$169,506/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,647 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,723
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$91,103
−HK$2,414/mo
Today · 4.125%
HK$93,517
baseline
▲ 0.50% · 4.625%
HK$98,446
+HK$4,929/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$187,034/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,647 · Scale 2, in force from 26 Feb 2026)