LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,308
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,686
−HK$1,400/mo
Today · 4.125%
HK$47,086
baseline
▲ 0.50% · 4.625%
HK$49,951
+HK$2,865/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,172/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,292
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,614
−HK$1,341/mo
Today · 4.125%
HK$51,955
baseline
▲ 0.50% · 4.625%
HK$54,694
+HK$2,739/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,910/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,169
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,823
−HK$1,681/mo
Today · 4.125%
HK$56,504
baseline
▲ 0.50% · 4.625%
HK$59,942
+HK$3,438/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$113,008/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,150
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,737
−HK$1,609/mo
Today · 4.125%
HK$62,346
baseline
▲ 0.50% · 4.625%
HK$65,633
+HK$3,287/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$124,692/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,031
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$63,961
−HK$1,960/mo
Today · 4.125%
HK$65,921
baseline
▲ 0.50% · 4.625%
HK$69,932
+HK$4,011/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,842/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,009
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,860
−HK$1,877/mo
Today · 4.125%
HK$72,737
baseline
▲ 0.50% · 4.625%
HK$76,571
+HK$3,834/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,474/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,754
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$82,235
−HK$2,520/mo
Today · 4.125%
HK$84,755
baseline
▲ 0.50% · 4.625%
HK$89,913
+HK$5,158/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$169,510/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,726
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$91,105
−HK$2,414/mo
Today · 4.125%
HK$93,519
baseline
▲ 0.50% · 4.625%
HK$98,449
+HK$4,930/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$187,038/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,667 · Scale 2, in force from 26 Feb 2026)