LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,308
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,687
−HK$1,400/mo
Today · 4.125%
HK$47,087
baseline
▲ 0.50% · 4.625%
HK$49,952
+HK$2,865/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,174/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,293
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,615
−HK$1,341/mo
Today · 4.125%
HK$51,956
baseline
▲ 0.50% · 4.625%
HK$54,694
+HK$2,738/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,912/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,170
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,824
−HK$1,680/mo
Today · 4.125%
HK$56,504
baseline
▲ 0.50% · 4.625%
HK$59,942
+HK$3,438/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$113,008/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,151
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,738
−HK$1,609/mo
Today · 4.125%
HK$62,347
baseline
▲ 0.50% · 4.625%
HK$65,633
+HK$3,286/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$124,694/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,032
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$63,961
−HK$1,961/mo
Today · 4.125%
HK$65,922
baseline
▲ 0.50% · 4.625%
HK$69,933
+HK$4,011/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,844/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,010
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,860
−HK$1,878/mo
Today · 4.125%
HK$72,738
baseline
▲ 0.50% · 4.625%
HK$76,572
+HK$3,834/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,476/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,755
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$82,236
−HK$2,520/mo
Today · 4.125%
HK$84,756
baseline
▲ 0.50% · 4.625%
HK$89,914
+HK$5,158/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$169,512/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,727
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$91,106
−HK$2,414/mo
Today · 4.125%
HK$93,520
baseline
▲ 0.50% · 4.625%
HK$98,450
+HK$4,930/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$187,040/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,675 · Scale 2, in force from 26 Feb 2026)