LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,309
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,687
−HK$1,401/mo
Today · 4.125%
HK$47,088
baseline
▲ 0.50% · 4.625%
HK$49,953
+HK$2,865/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,176/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,293
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,615
−HK$1,341/mo
Today · 4.125%
HK$51,956
baseline
▲ 0.50% · 4.625%
HK$54,695
+HK$2,739/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,912/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,171
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,825
−HK$1,680/mo
Today · 4.125%
HK$56,505
baseline
▲ 0.50% · 4.625%
HK$59,943
+HK$3,438/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$113,010/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,152
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,738
−HK$1,610/mo
Today · 4.125%
HK$62,348
baseline
▲ 0.50% · 4.625%
HK$65,634
+HK$3,286/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$124,696/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,033
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$63,962
−HK$1,961/mo
Today · 4.125%
HK$65,923
baseline
▲ 0.50% · 4.625%
HK$69,934
+HK$4,011/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,846/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,011
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,861
−HK$1,878/mo
Today · 4.125%
HK$72,739
baseline
▲ 0.50% · 4.625%
HK$76,573
+HK$3,834/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,478/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,756
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$82,237
−HK$2,521/mo
Today · 4.125%
HK$84,758
baseline
▲ 0.50% · 4.625%
HK$89,915
+HK$5,157/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$169,516/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,728
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$91,108
−HK$2,414/mo
Today · 4.125%
HK$93,522
baseline
▲ 0.50% · 4.625%
HK$98,451
+HK$4,929/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$187,044/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,685 · Scale 2, in force from 26 Feb 2026)