LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,311
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,689
−HK$1,400/mo
Today · 4.125%
HK$47,089
baseline
▲ 0.50% · 4.625%
HK$49,955
+HK$2,866/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,178/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,295
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,617
−HK$1,342/mo
Today · 4.125%
HK$51,959
baseline
▲ 0.50% · 4.625%
HK$54,697
+HK$2,738/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,918/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,173
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,827
−HK$1,680/mo
Today · 4.125%
HK$56,507
baseline
▲ 0.50% · 4.625%
HK$59,946
+HK$3,439/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$113,014/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,154
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,741
−HK$1,609/mo
Today · 4.125%
HK$62,350
baseline
▲ 0.50% · 4.625%
HK$65,637
+HK$3,287/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$124,700/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,035
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$63,965
−HK$1,960/mo
Today · 4.125%
HK$65,925
baseline
▲ 0.50% · 4.625%
HK$69,937
+HK$4,012/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,850/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,013
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,864
−HK$1,878/mo
Today · 4.125%
HK$72,742
baseline
▲ 0.50% · 4.625%
HK$76,576
+HK$3,834/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,484/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,759
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$82,240
−HK$2,521/mo
Today · 4.125%
HK$84,761
baseline
▲ 0.50% · 4.625%
HK$89,918
+HK$5,157/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$169,522/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,731
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$91,111
−HK$2,414/mo
Today · 4.125%
HK$93,525
baseline
▲ 0.50% · 4.625%
HK$98,455
+HK$4,930/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$187,050/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,714 · Scale 2, in force from 26 Feb 2026)