LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,311
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,689
−HK$1,401/mo
Today · 4.125%
HK$47,090
baseline
▲ 0.50% · 4.625%
HK$49,955
+HK$2,865/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,180/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,296
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,618
−HK$1,341/mo
Today · 4.125%
HK$51,959
baseline
▲ 0.50% · 4.625%
HK$54,698
+HK$2,739/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,918/mo (50% DSR)
Upfront cash ≈ HK$10.44M (deposit + AVD stamp duty HK$728,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,173
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,827
−HK$1,681/mo
Today · 4.125%
HK$56,508
baseline
▲ 0.50% · 4.625%
HK$59,946
+HK$3,438/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$113,016/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,155
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,741
−HK$1,610/mo
Today · 4.125%
HK$62,351
baseline
▲ 0.50% · 4.625%
HK$65,637
+HK$3,286/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$124,702/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,035
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,965
−HK$1,961/mo
Today · 4.125%
HK$65,926
baseline
▲ 0.50% · 4.625%
HK$69,937
+HK$4,011/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,852/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,014
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,865
−HK$1,877/mo
Today · 4.125%
HK$72,742
baseline
▲ 0.50% · 4.625%
HK$76,577
+HK$3,835/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,484/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,760
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$82,241
−HK$2,520/mo
Today · 4.125%
HK$84,761
baseline
▲ 0.50% · 4.625%
HK$89,919
+HK$5,158/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$169,522/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,732
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$91,112
−HK$2,414/mo
Today · 4.125%
HK$93,526
baseline
▲ 0.50% · 4.625%
HK$98,456
+HK$4,930/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$187,052/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,718 · Scale 2, in force from 26 Feb 2026)