LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,312
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,690
−HK$1,401/mo
Today · 4.125%
HK$47,091
baseline
▲ 0.50% · 4.625%
HK$49,956
+HK$2,865/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,182/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$728,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,297
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,619
−HK$1,341/mo
Today · 4.125%
HK$51,960
baseline
▲ 0.50% · 4.625%
HK$54,699
+HK$2,739/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,920/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$728,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,174
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,828
−HK$1,681/mo
Today · 4.125%
HK$56,509
baseline
▲ 0.50% · 4.625%
HK$59,947
+HK$3,438/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$113,018/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,156
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,742
−HK$1,610/mo
Today · 4.125%
HK$62,352
baseline
▲ 0.50% · 4.625%
HK$65,639
+HK$3,287/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$124,704/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,037
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$63,966
−HK$1,961/mo
Today · 4.125%
HK$65,927
baseline
▲ 0.50% · 4.625%
HK$69,938
+HK$4,011/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,854/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,015
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,866
−HK$1,878/mo
Today · 4.125%
HK$72,744
baseline
▲ 0.50% · 4.625%
HK$76,578
+HK$3,834/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,488/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,761
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$82,243
−HK$2,520/mo
Today · 4.125%
HK$84,763
baseline
▲ 0.50% · 4.625%
HK$89,921
+HK$5,158/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$169,526/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,734
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$91,114
−HK$2,414/mo
Today · 4.125%
HK$93,528
baseline
▲ 0.50% · 4.625%
HK$98,458
+HK$4,930/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$187,056/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,733 · Scale 2, in force from 26 Feb 2026)