LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,314
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,693
−HK$1,400/mo
Today · 4.125%
HK$47,093
baseline
▲ 0.50% · 4.625%
HK$49,959
+HK$2,866/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,186/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$728,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,299
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,622
−HK$1,341/mo
Today · 4.125%
HK$51,963
baseline
▲ 0.50% · 4.625%
HK$54,702
+HK$2,739/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,926/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$728,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,177
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,831
−HK$1,681/mo
Today · 4.125%
HK$56,512
baseline
▲ 0.50% · 4.625%
HK$59,951
+HK$3,439/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$113,024/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,159
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,746
−HK$1,609/mo
Today · 4.125%
HK$62,355
baseline
▲ 0.50% · 4.625%
HK$65,642
+HK$3,287/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$124,710/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,040
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,970
−HK$1,961/mo
Today · 4.125%
HK$65,931
baseline
▲ 0.50% · 4.625%
HK$69,942
+HK$4,011/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,862/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,019
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,870
−HK$1,878/mo
Today · 4.125%
HK$72,748
baseline
▲ 0.50% · 4.625%
HK$76,583
+HK$3,835/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,496/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,766
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$82,247
−HK$2,521/mo
Today · 4.125%
HK$84,768
baseline
▲ 0.50% · 4.625%
HK$89,926
+HK$5,158/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$169,536/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,739
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$91,119
−HK$2,414/mo
Today · 4.125%
HK$93,533
baseline
▲ 0.50% · 4.625%
HK$98,463
+HK$4,930/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$187,066/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,774 · Scale 2, in force from 26 Feb 2026)