LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,315
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,694
−HK$1,400/mo
Today · 4.125%
HK$47,094
baseline
▲ 0.50% · 4.625%
HK$49,960
+HK$2,866/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,188/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$728,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,300
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,622
−HK$1,342/mo
Today · 4.125%
HK$51,964
baseline
▲ 0.50% · 4.625%
HK$54,703
+HK$2,739/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,928/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$728,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,178
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,832
−HK$1,681/mo
Today · 4.125%
HK$56,513
baseline
▲ 0.50% · 4.625%
HK$59,952
+HK$3,439/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$113,026/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,160
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,747
−HK$1,609/mo
Today · 4.125%
HK$62,356
baseline
▲ 0.50% · 4.625%
HK$65,643
+HK$3,287/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$124,712/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,041
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,971
−HK$1,961/mo
Today · 4.125%
HK$65,932
baseline
▲ 0.50% · 4.625%
HK$69,943
+HK$4,011/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,864/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,020
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,871
−HK$1,878/mo
Today · 4.125%
HK$72,749
baseline
▲ 0.50% · 4.625%
HK$76,584
+HK$3,835/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,498/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,767
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$82,248
−HK$2,521/mo
Today · 4.125%
HK$84,769
baseline
▲ 0.50% · 4.625%
HK$89,927
+HK$5,158/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$169,538/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,740
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,120
−HK$2,415/mo
Today · 4.125%
HK$93,535
baseline
▲ 0.50% · 4.625%
HK$98,465
+HK$4,930/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$187,070/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,786 · Scale 2, in force from 26 Feb 2026)