LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,316
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,694
−HK$1,401/mo
Today · 4.125%
HK$47,095
baseline
▲ 0.50% · 4.625%
HK$49,960
+HK$2,865/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,190/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$728,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,301
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,623
−HK$1,341/mo
Today · 4.125%
HK$51,964
baseline
▲ 0.50% · 4.625%
HK$54,703
+HK$2,739/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,928/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$728,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,179
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,833
−HK$1,681/mo
Today · 4.125%
HK$56,514
baseline
▲ 0.50% · 4.625%
HK$59,952
+HK$3,438/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$113,028/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,161
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,748
−HK$1,609/mo
Today · 4.125%
HK$62,357
baseline
▲ 0.50% · 4.625%
HK$65,644
+HK$3,287/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$124,714/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,042
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$63,972
−HK$1,960/mo
Today · 4.125%
HK$65,932
baseline
▲ 0.50% · 4.625%
HK$69,944
+HK$4,012/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$131,864/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,021
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,872
−HK$1,878/mo
Today · 4.125%
HK$72,750
baseline
▲ 0.50% · 4.625%
HK$76,585
+HK$3,835/mo
Deposit HK$5.83M · loan HK$13.60M · min. income ≈ HK$145,500/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,768
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$82,249
−HK$2,521/mo
Today · 4.125%
HK$84,770
baseline
▲ 0.50% · 4.625%
HK$89,928
+HK$5,158/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$169,540/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,741
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,121
−HK$2,415/mo
Today · 4.125%
HK$93,536
baseline
▲ 0.50% · 4.625%
HK$98,466
+HK$4,930/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$187,072/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,794 · Scale 2, in force from 26 Feb 2026)