LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,319
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,697
−HK$1,401/mo
Today · 4.125%
HK$47,098
baseline
▲ 0.50% · 4.625%
HK$49,963
+HK$2,865/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,196/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$728,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,304
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,626
−HK$1,342/mo
Today · 4.125%
HK$51,968
baseline
▲ 0.50% · 4.625%
HK$54,707
+HK$2,739/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,936/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$728,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,182
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,836
−HK$1,681/mo
Today · 4.125%
HK$56,517
baseline
▲ 0.50% · 4.625%
HK$59,956
+HK$3,439/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$113,034/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,165
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,751
−HK$1,610/mo
Today · 4.125%
HK$62,361
baseline
▲ 0.50% · 4.625%
HK$65,648
+HK$3,287/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$124,722/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,046
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,976
−HK$1,961/mo
Today · 4.125%
HK$65,937
baseline
▲ 0.50% · 4.625%
HK$69,949
+HK$4,012/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$131,874/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,025
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$70,877
−HK$1,878/mo
Today · 4.125%
HK$72,755
baseline
▲ 0.50% · 4.625%
HK$76,590
+HK$3,835/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$145,510/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,773
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$82,255
−HK$2,521/mo
Today · 4.125%
HK$84,776
baseline
▲ 0.50% · 4.625%
HK$89,934
+HK$5,158/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$169,552/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,747
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,127
−HK$2,415/mo
Today · 4.125%
HK$93,542
baseline
▲ 0.50% · 4.625%
HK$98,472
+HK$4,930/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$187,084/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,841 · Scale 2, in force from 26 Feb 2026)