LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,320
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,699
−HK$1,400/mo
Today · 4.125%
HK$47,099
baseline
▲ 0.50% · 4.625%
HK$49,965
+HK$2,866/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,198/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$728,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,305
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,628
−HK$1,341/mo
Today · 4.125%
HK$51,969
baseline
▲ 0.50% · 4.625%
HK$54,709
+HK$2,740/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,938/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$728,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,184
−HK$3,335/mo
▼ 0.25% · 3.875%
HK$54,838
−HK$1,681/mo
Today · 4.125%
HK$56,519
baseline
▲ 0.50% · 4.625%
HK$59,958
+HK$3,439/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$113,038/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,167
−HK$3,196/mo
▼ 0.25% · 3.875%
HK$60,753
−HK$1,610/mo
Today · 4.125%
HK$62,363
baseline
▲ 0.50% · 4.625%
HK$65,650
+HK$3,287/mo
Deposit HK$7.77M · loan HK$11.66M · min. income ≈ HK$124,726/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,048
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,978
−HK$1,961/mo
Today · 4.125%
HK$65,939
baseline
▲ 0.50% · 4.625%
HK$69,951
+HK$4,012/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$131,878/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,028
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,879
−HK$1,878/mo
Today · 4.125%
HK$72,757
baseline
▲ 0.50% · 4.625%
HK$76,592
+HK$3,835/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$145,514/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,776
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$82,257
−HK$2,522/mo
Today · 4.125%
HK$84,779
baseline
▲ 0.50% · 4.625%
HK$89,937
+HK$5,158/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$169,558/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,750
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,130
−HK$2,415/mo
Today · 4.125%
HK$93,545
baseline
▲ 0.50% · 4.625%
HK$98,476
+HK$4,931/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$187,090/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,865 · Scale 2, in force from 26 Feb 2026)