LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,323
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,702
−HK$1,400/mo
Today · 4.125%
HK$47,102
baseline
▲ 0.50% · 4.625%
HK$49,968
+HK$2,866/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,204/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$728,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,309
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,631
−HK$1,342/mo
Today · 4.125%
HK$51,973
baseline
▲ 0.50% · 4.625%
HK$54,712
+HK$2,739/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,946/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$728,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,187
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,842
−HK$1,681/mo
Today · 4.125%
HK$56,523
baseline
▲ 0.50% · 4.625%
HK$59,962
+HK$3,439/mo
Deposit HK$7.78M · loan HK$11.66M · min. income ≈ HK$113,046/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,170
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,757
−HK$1,610/mo
Today · 4.125%
HK$62,367
baseline
▲ 0.50% · 4.625%
HK$65,655
+HK$3,288/mo
Deposit HK$7.78M · loan HK$11.66M · min. income ≈ HK$124,734/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,052
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,982
−HK$1,961/mo
Today · 4.125%
HK$65,943
baseline
▲ 0.50% · 4.625%
HK$69,956
+HK$4,013/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$131,886/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,032
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$70,884
−HK$1,878/mo
Today · 4.125%
HK$72,762
baseline
▲ 0.50% · 4.625%
HK$76,597
+HK$3,835/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$145,524/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,781
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$82,263
−HK$2,521/mo
Today · 4.125%
HK$84,784
baseline
▲ 0.50% · 4.625%
HK$89,943
+HK$5,159/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$169,568/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,756
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,136
−HK$2,415/mo
Today · 4.125%
HK$93,551
baseline
▲ 0.50% · 4.625%
HK$98,482
+HK$4,931/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$187,102/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,913 · Scale 2, in force from 26 Feb 2026)