LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,325
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,704
−HK$1,401/mo
Today · 4.125%
HK$47,105
baseline
▲ 0.50% · 4.625%
HK$49,971
+HK$2,866/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,210/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$728,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,311
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,634
−HK$1,341/mo
Today · 4.125%
HK$51,975
baseline
▲ 0.50% · 4.625%
HK$54,715
+HK$2,740/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,950/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$728,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,190
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,845
−HK$1,681/mo
Today · 4.125%
HK$56,526
baseline
▲ 0.50% · 4.625%
HK$59,965
+HK$3,439/mo
Deposit HK$7.78M · loan HK$11.66M · min. income ≈ HK$113,052/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,173
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,760
−HK$1,610/mo
Today · 4.125%
HK$62,370
baseline
▲ 0.50% · 4.625%
HK$65,658
+HK$3,288/mo
Deposit HK$7.78M · loan HK$11.66M · min. income ≈ HK$124,740/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,055
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,985
−HK$1,961/mo
Today · 4.125%
HK$65,946
baseline
▲ 0.50% · 4.625%
HK$69,959
+HK$4,013/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$131,892/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,036
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,887
−HK$1,878/mo
Today · 4.125%
HK$72,765
baseline
▲ 0.50% · 4.625%
HK$76,601
+HK$3,836/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$145,530/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,785
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$82,267
−HK$2,521/mo
Today · 4.125%
HK$84,788
baseline
▲ 0.50% · 4.625%
HK$89,947
+HK$5,159/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$169,576/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,760
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$91,141
−HK$2,415/mo
Today · 4.125%
HK$93,556
baseline
▲ 0.50% · 4.625%
HK$98,487
+HK$4,931/mo
Deposit HK$1.94M · loan HK$17.49M · min. income ≈ HK$187,112/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,949 · Scale 2, in force from 26 Feb 2026)