LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,326
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,705
−HK$1,401/mo
Today · 4.125%
HK$47,106
baseline
▲ 0.50% · 4.625%
HK$49,972
+HK$2,866/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,212/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$728,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,312
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,635
−HK$1,341/mo
Today · 4.125%
HK$51,976
baseline
▲ 0.50% · 4.625%
HK$54,716
+HK$2,740/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,952/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$728,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,191
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,846
−HK$1,681/mo
Today · 4.125%
HK$56,527
baseline
▲ 0.50% · 4.625%
HK$59,966
+HK$3,439/mo
Deposit HK$7.78M · loan HK$11.66M · min. income ≈ HK$113,054/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,175
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,762
−HK$1,610/mo
Today · 4.125%
HK$62,372
baseline
▲ 0.50% · 4.625%
HK$65,659
+HK$3,287/mo
Deposit HK$7.78M · loan HK$11.66M · min. income ≈ HK$124,744/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$728,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,056
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$63,987
−HK$1,961/mo
Today · 4.125%
HK$65,948
baseline
▲ 0.50% · 4.625%
HK$69,961
+HK$4,013/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$131,896/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,037
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$70,889
−HK$1,878/mo
Today · 4.125%
HK$72,767
baseline
▲ 0.50% · 4.625%
HK$76,603
+HK$3,836/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$145,534/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$728,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,787
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$82,269
−HK$2,521/mo
Today · 4.125%
HK$84,790
baseline
▲ 0.50% · 4.625%
HK$89,949
+HK$5,159/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$169,580/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,762
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,142
−HK$2,415/mo
Today · 4.125%
HK$93,557
baseline
▲ 0.50% · 4.625%
HK$98,489
+HK$4,932/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$187,114/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$728,964 · Scale 2, in force from 26 Feb 2026)