LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,331
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,710
−HK$1,401/mo
Today · 4.125%
HK$47,111
baseline
▲ 0.50% · 4.625%
HK$49,977
+HK$2,866/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,222/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,318
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,640
−HK$1,342/mo
Today · 4.125%
HK$51,982
baseline
▲ 0.50% · 4.625%
HK$54,722
+HK$2,740/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,964/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,197
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,852
−HK$1,681/mo
Today · 4.125%
HK$56,533
baseline
▲ 0.50% · 4.625%
HK$59,973
+HK$3,440/mo
Deposit HK$7.78M · loan HK$11.66M · min. income ≈ HK$113,066/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,181
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,768
−HK$1,611/mo
Today · 4.125%
HK$62,379
baseline
▲ 0.50% · 4.625%
HK$65,667
+HK$3,288/mo
Deposit HK$7.78M · loan HK$11.66M · min. income ≈ HK$124,758/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,063
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$63,994
−HK$1,961/mo
Today · 4.125%
HK$65,955
baseline
▲ 0.50% · 4.625%
HK$69,968
+HK$4,013/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$131,910/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,045
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$70,896
−HK$1,879/mo
Today · 4.125%
HK$72,775
baseline
▲ 0.50% · 4.625%
HK$76,611
+HK$3,836/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$145,550/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,796
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$82,278
−HK$2,521/mo
Today · 4.125%
HK$84,799
baseline
▲ 0.50% · 4.625%
HK$89,959
+HK$5,160/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$169,598/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,772
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$91,153
−HK$2,415/mo
Today · 4.125%
HK$93,568
baseline
▲ 0.50% · 4.625%
HK$98,500
+HK$4,932/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$187,136/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,045 · Scale 2, in force from 26 Feb 2026)