LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,332
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,711
−HK$1,401/mo
Today · 4.125%
HK$47,112
baseline
▲ 0.50% · 4.625%
HK$49,978
+HK$2,866/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,224/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,318
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,641
−HK$1,342/mo
Today · 4.125%
HK$51,983
baseline
▲ 0.50% · 4.625%
HK$54,723
+HK$2,740/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,966/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,198
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,853
−HK$1,681/mo
Today · 4.125%
HK$56,534
baseline
▲ 0.50% · 4.625%
HK$59,974
+HK$3,440/mo
Deposit HK$7.78M · loan HK$11.66M · min. income ≈ HK$113,068/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,182
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,769
−HK$1,611/mo
Today · 4.125%
HK$62,380
baseline
▲ 0.50% · 4.625%
HK$65,668
+HK$3,288/mo
Deposit HK$7.78M · loan HK$11.66M · min. income ≈ HK$124,760/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,064
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$63,995
−HK$1,961/mo
Today · 4.125%
HK$65,956
baseline
▲ 0.50% · 4.625%
HK$69,970
+HK$4,014/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$131,912/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,046
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$70,898
−HK$1,878/mo
Today · 4.125%
HK$72,776
baseline
▲ 0.50% · 4.625%
HK$76,612
+HK$3,836/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$145,552/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,797
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,279
−HK$2,522/mo
Today · 4.125%
HK$84,801
baseline
▲ 0.50% · 4.625%
HK$89,961
+HK$5,160/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$169,602/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,773
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$91,154
−HK$2,415/mo
Today · 4.125%
HK$93,569
baseline
▲ 0.50% · 4.625%
HK$98,502
+HK$4,933/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$187,138/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,057 · Scale 2, in force from 26 Feb 2026)