LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,334
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,713
−HK$1,401/mo
Today · 4.125%
HK$47,114
baseline
▲ 0.50% · 4.625%
HK$49,981
+HK$2,867/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,228/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,321
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,644
−HK$1,342/mo
Today · 4.125%
HK$51,986
baseline
▲ 0.50% · 4.625%
HK$54,726
+HK$2,740/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,972/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,201
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,856
−HK$1,681/mo
Today · 4.125%
HK$56,537
baseline
▲ 0.50% · 4.625%
HK$59,977
+HK$3,440/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,074/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,186
−HK$3,197/mo
▼ 0.25% · 3.875%
HK$60,773
−HK$1,610/mo
Today · 4.125%
HK$62,383
baseline
▲ 0.50% · 4.625%
HK$65,672
+HK$3,289/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,766/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,068
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$63,999
−HK$1,961/mo
Today · 4.125%
HK$65,960
baseline
▲ 0.50% · 4.625%
HK$69,974
+HK$4,014/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$131,920/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,050
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,902
−HK$1,879/mo
Today · 4.125%
HK$72,781
baseline
▲ 0.50% · 4.625%
HK$76,617
+HK$3,836/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$145,562/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,802
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,284
−HK$2,522/mo
Today · 4.125%
HK$84,806
baseline
▲ 0.50% · 4.625%
HK$89,966
+HK$5,160/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$169,612/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,779
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$91,160
−HK$2,415/mo
Today · 4.125%
HK$93,575
baseline
▲ 0.50% · 4.625%
HK$98,507
+HK$4,932/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$187,150/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,100 · Scale 2, in force from 26 Feb 2026)