LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,335
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,714
−HK$1,401/mo
Today · 4.125%
HK$47,115
baseline
▲ 0.50% · 4.625%
HK$49,982
+HK$2,867/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,230/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,322
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,645
−HK$1,342/mo
Today · 4.125%
HK$51,987
baseline
▲ 0.50% · 4.625%
HK$54,727
+HK$2,740/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,974/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,202
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,857
−HK$1,681/mo
Today · 4.125%
HK$56,538
baseline
▲ 0.50% · 4.625%
HK$59,979
+HK$3,441/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,076/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,187
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,774
−HK$1,611/mo
Today · 4.125%
HK$62,385
baseline
▲ 0.50% · 4.625%
HK$65,673
+HK$3,288/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,770/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,069
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$64,000
−HK$1,961/mo
Today · 4.125%
HK$65,961
baseline
▲ 0.50% · 4.625%
HK$69,975
+HK$4,014/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$131,922/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,051
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,903
−HK$1,879/mo
Today · 4.125%
HK$72,782
baseline
▲ 0.50% · 4.625%
HK$76,618
+HK$3,836/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$145,564/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,803
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,286
−HK$2,522/mo
Today · 4.125%
HK$84,808
baseline
▲ 0.50% · 4.625%
HK$89,968
+HK$5,160/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$169,616/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,780
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,161
−HK$2,416/mo
Today · 4.125%
HK$93,577
baseline
▲ 0.50% · 4.625%
HK$98,509
+HK$4,932/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$187,154/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,115 · Scale 2, in force from 26 Feb 2026)