LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,338
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,717
−HK$1,401/mo
Today · 4.125%
HK$47,118
baseline
▲ 0.50% · 4.625%
HK$49,985
+HK$2,867/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,236/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,325
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,648
−HK$1,342/mo
Today · 4.125%
HK$51,990
baseline
▲ 0.50% · 4.625%
HK$54,730
+HK$2,740/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,980/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,205
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,860
−HK$1,681/mo
Today · 4.125%
HK$56,541
baseline
▲ 0.50% · 4.625%
HK$59,982
+HK$3,441/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,082/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,190
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,777
−HK$1,611/mo
Today · 4.125%
HK$62,388
baseline
▲ 0.50% · 4.625%
HK$65,676
+HK$3,288/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,776/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,073
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$64,003
−HK$1,962/mo
Today · 4.125%
HK$65,965
baseline
▲ 0.50% · 4.625%
HK$69,979
+HK$4,014/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$131,930/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,055
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,907
−HK$1,879/mo
Today · 4.125%
HK$72,786
baseline
▲ 0.50% · 4.625%
HK$76,623
+HK$3,837/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$145,572/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,808
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,290
−HK$2,522/mo
Today · 4.125%
HK$84,812
baseline
▲ 0.50% · 4.625%
HK$89,973
+HK$5,161/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$169,624/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,785
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,166
−HK$2,416/mo
Today · 4.125%
HK$93,582
baseline
▲ 0.50% · 4.625%
HK$98,515
+HK$4,933/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$187,164/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,154 · Scale 2, in force from 26 Feb 2026)