LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,341
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,720
−HK$1,401/mo
Today · 4.125%
HK$47,121
baseline
▲ 0.50% · 4.625%
HK$49,988
+HK$2,867/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,242/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,329
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,651
−HK$1,343/mo
Today · 4.125%
HK$51,994
baseline
▲ 0.50% · 4.625%
HK$54,734
+HK$2,740/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,988/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,209
−HK$3,336/mo
▼ 0.25% · 3.875%
HK$54,864
−HK$1,681/mo
Today · 4.125%
HK$56,545
baseline
▲ 0.50% · 4.625%
HK$59,986
+HK$3,441/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,090/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,194
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,782
−HK$1,610/mo
Today · 4.125%
HK$62,392
baseline
▲ 0.50% · 4.625%
HK$65,681
+HK$3,289/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,784/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,077
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$64,008
−HK$1,962/mo
Today · 4.125%
HK$65,970
baseline
▲ 0.50% · 4.625%
HK$69,984
+HK$4,014/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$131,940/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,060
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,912
−HK$1,879/mo
Today · 4.125%
HK$72,791
baseline
▲ 0.50% · 4.625%
HK$76,628
+HK$3,837/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$145,582/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,813
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,296
−HK$2,522/mo
Today · 4.125%
HK$84,818
baseline
▲ 0.50% · 4.625%
HK$89,979
+HK$5,161/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$169,636/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,791
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,173
−HK$2,415/mo
Today · 4.125%
HK$93,588
baseline
▲ 0.50% · 4.625%
HK$98,522
+HK$4,934/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$187,176/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,205 · Scale 2, in force from 26 Feb 2026)