LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,342
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,721
−HK$1,401/mo
Today · 4.125%
HK$47,122
baseline
▲ 0.50% · 4.625%
HK$49,990
+HK$2,868/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,244/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,330
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,653
−HK$1,342/mo
Today · 4.125%
HK$51,995
baseline
▲ 0.50% · 4.625%
HK$54,736
+HK$2,741/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$103,990/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,210
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,865
−HK$1,682/mo
Today · 4.125%
HK$56,547
baseline
▲ 0.50% · 4.625%
HK$59,988
+HK$3,441/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,094/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,196
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,783
−HK$1,611/mo
Today · 4.125%
HK$62,394
baseline
▲ 0.50% · 4.625%
HK$65,683
+HK$3,289/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,788/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,079
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$64,010
−HK$1,961/mo
Today · 4.125%
HK$65,971
baseline
▲ 0.50% · 4.625%
HK$69,986
+HK$4,015/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$131,942/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,062
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,914
−HK$1,879/mo
Today · 4.125%
HK$72,793
baseline
▲ 0.50% · 4.625%
HK$76,630
+HK$3,837/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$145,586/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,815
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,298
−HK$2,522/mo
Today · 4.125%
HK$84,820
baseline
▲ 0.50% · 4.625%
HK$89,982
+HK$5,162/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$169,640/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,794
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,175
−HK$2,416/mo
Today · 4.125%
HK$93,591
baseline
▲ 0.50% · 4.625%
HK$98,524
+HK$4,933/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$187,182/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,225 · Scale 2, in force from 26 Feb 2026)