LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,346
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,726
−HK$1,401/mo
Today · 4.125%
HK$47,127
baseline
▲ 0.50% · 4.625%
HK$49,995
+HK$2,868/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,254/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,335
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,658
−HK$1,342/mo
Today · 4.125%
HK$52,000
baseline
▲ 0.50% · 4.625%
HK$54,741
+HK$2,741/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$104,000/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,216
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,871
−HK$1,682/mo
Today · 4.125%
HK$56,553
baseline
▲ 0.50% · 4.625%
HK$59,994
+HK$3,441/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,106/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,202
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,790
−HK$1,610/mo
Today · 4.125%
HK$62,400
baseline
▲ 0.50% · 4.625%
HK$65,690
+HK$3,290/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,800/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,085
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$64,016
−HK$1,962/mo
Today · 4.125%
HK$65,978
baseline
▲ 0.50% · 4.625%
HK$69,993
+HK$4,015/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$131,956/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,069
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,921
−HK$1,879/mo
Today · 4.125%
HK$72,800
baseline
▲ 0.50% · 4.625%
HK$76,638
+HK$3,838/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$145,600/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,823
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$82,306
−HK$2,523/mo
Today · 4.125%
HK$84,829
baseline
▲ 0.50% · 4.625%
HK$89,991
+HK$5,162/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$169,658/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,803
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$91,184
−HK$2,417/mo
Today · 4.125%
HK$93,601
baseline
▲ 0.50% · 4.625%
HK$98,534
+HK$4,933/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$187,202/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,300 · Scale 2, in force from 26 Feb 2026)