LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,348
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,727
−HK$1,402/mo
Today · 4.125%
HK$47,129
baseline
▲ 0.50% · 4.625%
HK$49,996
+HK$2,867/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,258/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,336
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,660
−HK$1,342/mo
Today · 4.125%
HK$52,002
baseline
▲ 0.50% · 4.625%
HK$54,743
+HK$2,741/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$104,004/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,217
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,873
−HK$1,682/mo
Today · 4.125%
HK$56,555
baseline
▲ 0.50% · 4.625%
HK$59,996
+HK$3,441/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,110/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,204
−HK$3,198/mo
▼ 0.25% · 3.875%
HK$60,792
−HK$1,610/mo
Today · 4.125%
HK$62,402
baseline
▲ 0.50% · 4.625%
HK$65,692
+HK$3,290/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,804/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,087
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$64,018
−HK$1,962/mo
Today · 4.125%
HK$65,980
baseline
▲ 0.50% · 4.625%
HK$69,995
+HK$4,015/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$131,960/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,071
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$70,924
−HK$1,879/mo
Today · 4.125%
HK$72,803
baseline
▲ 0.50% · 4.625%
HK$76,640
+HK$3,837/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$145,606/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,826
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$82,309
−HK$2,523/mo
Today · 4.125%
HK$84,832
baseline
▲ 0.50% · 4.625%
HK$89,994
+HK$5,162/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$169,664/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,806
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$91,187
−HK$2,417/mo
Today · 4.125%
HK$93,604
baseline
▲ 0.50% · 4.625%
HK$98,538
+HK$4,934/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$187,208/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,323 · Scale 2, in force from 26 Feb 2026)