LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,350
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,730
−HK$1,401/mo
Today · 4.125%
HK$47,131
baseline
▲ 0.50% · 4.625%
HK$49,999
+HK$2,868/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$94,262/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,339
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,662
−HK$1,343/mo
Today · 4.125%
HK$52,005
baseline
▲ 0.50% · 4.625%
HK$54,746
+HK$2,741/mo
Deposit HK$9.72M · loan HK$9.72M · min. income ≈ HK$104,010/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,220
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,876
−HK$1,681/mo
Today · 4.125%
HK$56,557
baseline
▲ 0.50% · 4.625%
HK$59,999
+HK$3,442/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,114/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,207
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,795
−HK$1,611/mo
Today · 4.125%
HK$62,406
baseline
▲ 0.50% · 4.625%
HK$65,695
+HK$3,289/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,812/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,090
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,022
−HK$1,962/mo
Today · 4.125%
HK$65,984
baseline
▲ 0.50% · 4.625%
HK$69,999
+HK$4,015/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$131,968/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,075
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$70,927
−HK$1,880/mo
Today · 4.125%
HK$72,807
baseline
▲ 0.50% · 4.625%
HK$76,644
+HK$3,837/mo
Deposit HK$5.83M · loan HK$13.61M · min. income ≈ HK$145,614/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,830
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$82,313
−HK$2,523/mo
Today · 4.125%
HK$84,836
baseline
▲ 0.50% · 4.625%
HK$89,998
+HK$5,162/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$169,672/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,810
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$91,192
−HK$2,416/mo
Today · 4.125%
HK$93,608
baseline
▲ 0.50% · 4.625%
HK$98,543
+HK$4,935/mo
Deposit HK$1.94M · loan HK$17.50M · min. income ≈ HK$187,216/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,361 · Scale 2, in force from 26 Feb 2026)