LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,351
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,731
−HK$1,401/mo
Today · 4.125%
HK$47,132
baseline
▲ 0.50% · 4.625%
HK$50,000
+HK$2,868/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,264/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,340
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,664
−HK$1,342/mo
Today · 4.125%
HK$52,006
baseline
▲ 0.50% · 4.625%
HK$54,747
+HK$2,741/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,012/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,221
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,877
−HK$1,682/mo
Today · 4.125%
HK$56,559
baseline
▲ 0.50% · 4.625%
HK$60,000
+HK$3,441/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,118/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,208
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,796
−HK$1,611/mo
Today · 4.125%
HK$62,407
baseline
▲ 0.50% · 4.625%
HK$65,697
+HK$3,290/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,814/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,092
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$64,023
−HK$1,962/mo
Today · 4.125%
HK$65,985
baseline
▲ 0.50% · 4.625%
HK$70,000
+HK$4,015/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$131,970/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,076
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$70,929
−HK$1,879/mo
Today · 4.125%
HK$72,808
baseline
▲ 0.50% · 4.625%
HK$76,646
+HK$3,838/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,616/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,832
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$82,315
−HK$2,523/mo
Today · 4.125%
HK$84,838
baseline
▲ 0.50% · 4.625%
HK$90,001
+HK$5,163/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,676/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,813
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$91,194
−HK$2,417/mo
Today · 4.125%
HK$93,611
baseline
▲ 0.50% · 4.625%
HK$98,545
+HK$4,934/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,222/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,379 · Scale 2, in force from 26 Feb 2026)