LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,352
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,731
−HK$1,402/mo
Today · 4.125%
HK$47,133
baseline
▲ 0.50% · 4.625%
HK$50,001
+HK$2,868/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,266/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,341
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,664
−HK$1,343/mo
Today · 4.125%
HK$52,007
baseline
▲ 0.50% · 4.625%
HK$54,748
+HK$2,741/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,014/mo (50% DSR)
Upfront cash ≈ HK$10.45M (deposit + AVD stamp duty HK$729,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,222
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,878
−HK$1,682/mo
Today · 4.125%
HK$56,560
baseline
▲ 0.50% · 4.625%
HK$60,001
+HK$3,441/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,120/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,209
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,797
−HK$1,611/mo
Today · 4.125%
HK$62,408
baseline
▲ 0.50% · 4.625%
HK$65,697
+HK$3,289/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,816/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,092
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,024
−HK$1,962/mo
Today · 4.125%
HK$65,986
baseline
▲ 0.50% · 4.625%
HK$70,001
+HK$4,015/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$131,972/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,077
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$70,930
−HK$1,879/mo
Today · 4.125%
HK$72,809
baseline
▲ 0.50% · 4.625%
HK$76,647
+HK$3,838/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,618/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,833
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$82,316
−HK$2,523/mo
Today · 4.125%
HK$84,839
baseline
▲ 0.50% · 4.625%
HK$90,002
+HK$5,163/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,678/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,813
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,195
−HK$2,417/mo
Today · 4.125%
HK$93,612
baseline
▲ 0.50% · 4.625%
HK$98,546
+HK$4,934/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,224/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,387 · Scale 2, in force from 26 Feb 2026)