LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,354
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,734
−HK$1,402/mo
Today · 4.125%
HK$47,136
baseline
▲ 0.50% · 4.625%
HK$50,004
+HK$2,868/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,272/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,344
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,667
−HK$1,343/mo
Today · 4.125%
HK$52,010
baseline
▲ 0.50% · 4.625%
HK$54,751
+HK$2,741/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,020/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,225
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,881
−HK$1,682/mo
Today · 4.125%
HK$56,563
baseline
▲ 0.50% · 4.625%
HK$60,005
+HK$3,442/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,126/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,212
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,801
−HK$1,611/mo
Today · 4.125%
HK$62,412
baseline
▲ 0.50% · 4.625%
HK$65,701
+HK$3,289/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,824/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,096
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,028
−HK$1,962/mo
Today · 4.125%
HK$65,990
baseline
▲ 0.50% · 4.625%
HK$70,005
+HK$4,015/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$131,980/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,081
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$70,934
−HK$1,879/mo
Today · 4.125%
HK$72,813
baseline
▲ 0.50% · 4.625%
HK$76,652
+HK$3,839/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,626/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,838
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$82,321
−HK$2,523/mo
Today · 4.125%
HK$84,844
baseline
▲ 0.50% · 4.625%
HK$90,007
+HK$5,163/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,688/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,819
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$91,201
−HK$2,416/mo
Today · 4.125%
HK$93,617
baseline
▲ 0.50% · 4.625%
HK$98,552
+HK$4,935/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,234/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,430 · Scale 2, in force from 26 Feb 2026)