LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,355
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,735
−HK$1,402/mo
Today · 4.125%
HK$47,137
baseline
▲ 0.50% · 4.625%
HK$50,005
+HK$2,868/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,274/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,345
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,668
−HK$1,342/mo
Today · 4.125%
HK$52,010
baseline
▲ 0.50% · 4.625%
HK$54,752
+HK$2,742/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,020/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,226
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,882
−HK$1,682/mo
Today · 4.125%
HK$56,564
baseline
▲ 0.50% · 4.625%
HK$60,006
+HK$3,442/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,128/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,213
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,802
−HK$1,611/mo
Today · 4.125%
HK$62,413
baseline
▲ 0.50% · 4.625%
HK$65,702
+HK$3,289/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,826/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,097
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,029
−HK$1,962/mo
Today · 4.125%
HK$65,991
baseline
▲ 0.50% · 4.625%
HK$70,007
+HK$4,016/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$131,982/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,082
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,935
−HK$1,880/mo
Today · 4.125%
HK$72,815
baseline
▲ 0.50% · 4.625%
HK$76,653
+HK$3,838/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,630/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$729,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,839
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,323
−HK$2,523/mo
Today · 4.125%
HK$84,846
baseline
▲ 0.50% · 4.625%
HK$90,008
+HK$5,162/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,692/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,820
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,202
−HK$2,417/mo
Today · 4.125%
HK$93,619
baseline
▲ 0.50% · 4.625%
HK$98,554
+HK$4,935/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,238/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,442 · Scale 2, in force from 26 Feb 2026)