LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,356
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,736
−HK$1,402/mo
Today · 4.125%
HK$47,138
baseline
▲ 0.50% · 4.625%
HK$50,006
+HK$2,868/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,276/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,346
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,669
−HK$1,343/mo
Today · 4.125%
HK$52,012
baseline
▲ 0.50% · 4.625%
HK$54,754
+HK$2,742/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,024/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,228
−HK$3,337/mo
▼ 0.25% · 3.875%
HK$54,883
−HK$1,682/mo
Today · 4.125%
HK$56,565
baseline
▲ 0.50% · 4.625%
HK$60,007
+HK$3,442/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,130/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,215
−HK$3,199/mo
▼ 0.25% · 3.875%
HK$60,803
−HK$1,611/mo
Today · 4.125%
HK$62,414
baseline
▲ 0.50% · 4.625%
HK$65,704
+HK$3,290/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,828/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,099
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,031
−HK$1,962/mo
Today · 4.125%
HK$65,993
baseline
▲ 0.50% · 4.625%
HK$70,009
+HK$4,016/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$131,986/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,084
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,937
−HK$1,880/mo
Today · 4.125%
HK$72,817
baseline
▲ 0.50% · 4.625%
HK$76,655
+HK$3,838/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,634/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,841
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,325
−HK$2,523/mo
Today · 4.125%
HK$84,848
baseline
▲ 0.50% · 4.625%
HK$90,011
+HK$5,163/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,696/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,823
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,205
−HK$2,417/mo
Today · 4.125%
HK$93,622
baseline
▲ 0.50% · 4.625%
HK$98,557
+HK$4,935/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,244/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,464 · Scale 2, in force from 26 Feb 2026)