LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,358
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,738
−HK$1,401/mo
Today · 4.125%
HK$47,139
baseline
▲ 0.50% · 4.625%
HK$50,008
+HK$2,869/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,278/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,348
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,671
−HK$1,343/mo
Today · 4.125%
HK$52,014
baseline
▲ 0.50% · 4.625%
HK$54,755
+HK$2,741/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,028/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,229
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,885
−HK$1,682/mo
Today · 4.125%
HK$56,567
baseline
▲ 0.50% · 4.625%
HK$60,009
+HK$3,442/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,134/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,217
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,805
−HK$1,612/mo
Today · 4.125%
HK$62,417
baseline
▲ 0.50% · 4.625%
HK$65,707
+HK$3,290/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,834/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,101
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,033
−HK$1,962/mo
Today · 4.125%
HK$65,995
baseline
▲ 0.50% · 4.625%
HK$70,011
+HK$4,016/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$131,990/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,087
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$70,940
−HK$1,879/mo
Today · 4.125%
HK$72,819
baseline
▲ 0.50% · 4.625%
HK$76,658
+HK$3,839/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,638/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,844
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,328
−HK$2,523/mo
Today · 4.125%
HK$84,851
baseline
▲ 0.50% · 4.625%
HK$90,014
+HK$5,163/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,702/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,826
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,208
−HK$2,417/mo
Today · 4.125%
HK$93,625
baseline
▲ 0.50% · 4.625%
HK$98,560
+HK$4,935/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,250/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,488 · Scale 2, in force from 26 Feb 2026)