LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,359
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,739
−HK$1,402/mo
Today · 4.125%
HK$47,141
baseline
▲ 0.50% · 4.625%
HK$50,009
+HK$2,868/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,282/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,349
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,673
−HK$1,342/mo
Today · 4.125%
HK$52,015
baseline
▲ 0.50% · 4.625%
HK$54,757
+HK$2,742/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,030/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,231
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,887
−HK$1,682/mo
Today · 4.125%
HK$56,569
baseline
▲ 0.50% · 4.625%
HK$60,011
+HK$3,442/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,138/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,219
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,807
−HK$1,612/mo
Today · 4.125%
HK$62,419
baseline
▲ 0.50% · 4.625%
HK$65,709
+HK$3,290/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,838/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,103
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,035
−HK$1,962/mo
Today · 4.125%
HK$65,997
baseline
▲ 0.50% · 4.625%
HK$70,013
+HK$4,016/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$131,994/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,089
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,942
−HK$1,880/mo
Today · 4.125%
HK$72,822
baseline
▲ 0.50% · 4.625%
HK$76,660
+HK$3,838/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,644/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,847
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,330
−HK$2,524/mo
Today · 4.125%
HK$84,854
baseline
▲ 0.50% · 4.625%
HK$90,017
+HK$5,163/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,708/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,829
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,211
−HK$2,417/mo
Today · 4.125%
HK$93,628
baseline
▲ 0.50% · 4.625%
HK$98,563
+HK$4,935/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,256/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,512 · Scale 2, in force from 26 Feb 2026)