LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,360
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,740
−HK$1,402/mo
Today · 4.125%
HK$47,142
baseline
▲ 0.50% · 4.625%
HK$50,010
+HK$2,868/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,284/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,350
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,674
−HK$1,342/mo
Today · 4.125%
HK$52,016
baseline
▲ 0.50% · 4.625%
HK$54,758
+HK$2,742/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,032/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,232
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,888
−HK$1,682/mo
Today · 4.125%
HK$56,570
baseline
▲ 0.50% · 4.625%
HK$60,012
+HK$3,442/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,140/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,220
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,809
−HK$1,611/mo
Today · 4.125%
HK$62,420
baseline
▲ 0.50% · 4.625%
HK$65,710
+HK$3,290/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,840/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,104
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$64,036
−HK$1,963/mo
Today · 4.125%
HK$65,999
baseline
▲ 0.50% · 4.625%
HK$70,015
+HK$4,016/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$131,998/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,090
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,943
−HK$1,880/mo
Today · 4.125%
HK$72,823
baseline
▲ 0.50% · 4.625%
HK$76,662
+HK$3,839/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,646/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,848
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,332
−HK$2,523/mo
Today · 4.125%
HK$84,855
baseline
▲ 0.50% · 4.625%
HK$90,019
+HK$5,164/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,710/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,526 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,830
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$91,213
−HK$2,417/mo
Today · 4.125%
HK$93,630
baseline
▲ 0.50% · 4.625%
HK$98,565
+HK$4,935/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,260/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$729,526 · Scale 2, in force from 26 Feb 2026)