LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,362
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,742
−HK$1,402/mo
Today · 4.125%
HK$47,144
baseline
▲ 0.50% · 4.625%
HK$50,012
+HK$2,868/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,288/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,352
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,676
−HK$1,342/mo
Today · 4.125%
HK$52,018
baseline
▲ 0.50% · 4.625%
HK$54,760
+HK$2,742/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,036/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,234
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,890
−HK$1,682/mo
Today · 4.125%
HK$56,572
baseline
▲ 0.50% · 4.625%
HK$60,015
+HK$3,443/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,144/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,222
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,811
−HK$1,611/mo
Today · 4.125%
HK$62,422
baseline
▲ 0.50% · 4.625%
HK$65,712
+HK$3,290/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,844/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,107
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,038
−HK$1,963/mo
Today · 4.125%
HK$66,001
baseline
▲ 0.50% · 4.625%
HK$70,017
+HK$4,016/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$132,002/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,093
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,946
−HK$1,880/mo
Today · 4.125%
HK$72,826
baseline
▲ 0.50% · 4.625%
HK$76,665
+HK$3,839/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,652/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,851
−HK$5,008/mo
▼ 0.25% · 3.875%
HK$82,335
−HK$2,524/mo
Today · 4.125%
HK$84,859
baseline
▲ 0.50% · 4.625%
HK$90,022
+HK$5,163/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,718/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,834
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,216
−HK$2,417/mo
Today · 4.125%
HK$93,633
baseline
▲ 0.50% · 4.625%
HK$98,569
+HK$4,936/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,266/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,553 · Scale 2, in force from 26 Feb 2026)