LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,363
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,742
−HK$1,402/mo
Today · 4.125%
HK$47,144
baseline
▲ 0.50% · 4.625%
HK$50,013
+HK$2,869/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,288/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,353
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,677
−HK$1,342/mo
Today · 4.125%
HK$52,019
baseline
▲ 0.50% · 4.625%
HK$54,761
+HK$2,742/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,038/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,235
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,891
−HK$1,682/mo
Today · 4.125%
HK$56,573
baseline
▲ 0.50% · 4.625%
HK$60,016
+HK$3,443/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,146/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,223
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,812
−HK$1,611/mo
Today · 4.125%
HK$62,423
baseline
▲ 0.50% · 4.625%
HK$65,714
+HK$3,291/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,846/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,108
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,039
−HK$1,963/mo
Today · 4.125%
HK$66,002
baseline
▲ 0.50% · 4.625%
HK$70,018
+HK$4,016/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$132,004/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,094
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,947
−HK$1,880/mo
Today · 4.125%
HK$72,827
baseline
▲ 0.50% · 4.625%
HK$76,666
+HK$3,839/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,654/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,853
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,336
−HK$2,524/mo
Today · 4.125%
HK$84,860
baseline
▲ 0.50% · 4.625%
HK$90,024
+HK$5,164/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,720/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,835
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$91,218
−HK$2,417/mo
Today · 4.125%
HK$93,635
baseline
▲ 0.50% · 4.625%
HK$98,570
+HK$4,935/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,270/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,566 · Scale 2, in force from 26 Feb 2026)