LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,363
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,743
−HK$1,402/mo
Today · 4.125%
HK$47,145
baseline
▲ 0.50% · 4.625%
HK$50,014
+HK$2,869/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,290/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,354
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,677
−HK$1,343/mo
Today · 4.125%
HK$52,020
baseline
▲ 0.50% · 4.625%
HK$54,762
+HK$2,742/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,040/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,236
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,892
−HK$1,682/mo
Today · 4.125%
HK$56,574
baseline
▲ 0.50% · 4.625%
HK$60,017
+HK$3,443/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,148/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,224
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,813
−HK$1,611/mo
Today · 4.125%
HK$62,424
baseline
▲ 0.50% · 4.625%
HK$65,715
+HK$3,291/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,848/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,109
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,040
−HK$1,963/mo
Today · 4.125%
HK$66,003
baseline
▲ 0.50% · 4.625%
HK$70,019
+HK$4,016/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$132,006/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,095
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,948
−HK$1,880/mo
Today · 4.125%
HK$72,828
baseline
▲ 0.50% · 4.625%
HK$76,667
+HK$3,839/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,656/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,854
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,338
−HK$2,523/mo
Today · 4.125%
HK$84,861
baseline
▲ 0.50% · 4.625%
HK$90,025
+HK$5,164/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,722/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,837
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,219
−HK$2,417/mo
Today · 4.125%
HK$93,636
baseline
▲ 0.50% · 4.625%
HK$98,572
+HK$4,936/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,272/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,577 · Scale 2, in force from 26 Feb 2026)