LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,365
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,745
−HK$1,402/mo
Today · 4.125%
HK$47,147
baseline
▲ 0.50% · 4.625%
HK$50,015
+HK$2,868/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,294/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,355
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,679
−HK$1,343/mo
Today · 4.125%
HK$52,022
baseline
▲ 0.50% · 4.625%
HK$54,764
+HK$2,742/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,044/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,238
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,894
−HK$1,682/mo
Today · 4.125%
HK$56,576
baseline
▲ 0.50% · 4.625%
HK$60,019
+HK$3,443/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,152/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,226
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,815
−HK$1,611/mo
Today · 4.125%
HK$62,426
baseline
▲ 0.50% · 4.625%
HK$65,717
+HK$3,291/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,852/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,110
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$64,042
−HK$1,963/mo
Today · 4.125%
HK$66,005
baseline
▲ 0.50% · 4.625%
HK$70,022
+HK$4,017/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$132,010/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,097
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,950
−HK$1,880/mo
Today · 4.125%
HK$72,830
baseline
▲ 0.50% · 4.625%
HK$76,669
+HK$3,839/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,660/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,856
−HK$5,008/mo
▼ 0.25% · 3.875%
HK$82,340
−HK$2,524/mo
Today · 4.125%
HK$84,864
baseline
▲ 0.50% · 4.625%
HK$90,028
+HK$5,164/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,728/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,839
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$91,222
−HK$2,417/mo
Today · 4.125%
HK$93,639
baseline
▲ 0.50% · 4.625%
HK$98,575
+HK$4,936/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,278/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,600 · Scale 2, in force from 26 Feb 2026)