LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,366
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,746
−HK$1,402/mo
Today · 4.125%
HK$47,148
baseline
▲ 0.50% · 4.625%
HK$50,017
+HK$2,869/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,296/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,357
−HK$2,666/mo
▼ 0.25% · 3.875%
HK$50,680
−HK$1,343/mo
Today · 4.125%
HK$52,023
baseline
▲ 0.50% · 4.625%
HK$54,765
+HK$2,742/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,046/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,239
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,895
−HK$1,683/mo
Today · 4.125%
HK$56,578
baseline
▲ 0.50% · 4.625%
HK$60,020
+HK$3,442/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,156/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,228
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,816
−HK$1,612/mo
Today · 4.125%
HK$62,428
baseline
▲ 0.50% · 4.625%
HK$65,718
+HK$3,290/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,856/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,112
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$64,044
−HK$1,963/mo
Today · 4.125%
HK$66,007
baseline
▲ 0.50% · 4.625%
HK$70,024
+HK$4,017/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$132,014/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,099
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,952
−HK$1,880/mo
Today · 4.125%
HK$72,832
baseline
▲ 0.50% · 4.625%
HK$76,671
+HK$3,839/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,664/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,859
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,343
−HK$2,523/mo
Today · 4.125%
HK$84,866
baseline
▲ 0.50% · 4.625%
HK$90,030
+HK$5,164/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,732/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,842
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$91,224
−HK$2,418/mo
Today · 4.125%
HK$93,642
baseline
▲ 0.50% · 4.625%
HK$98,578
+HK$4,936/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,284/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,620 · Scale 2, in force from 26 Feb 2026)