LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,369
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,749
−HK$1,402/mo
Today · 4.125%
HK$47,151
baseline
▲ 0.50% · 4.625%
HK$50,020
+HK$2,869/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,302/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,360
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,684
−HK$1,343/mo
Today · 4.125%
HK$52,027
baseline
▲ 0.50% · 4.625%
HK$54,769
+HK$2,742/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,054/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,243
−HK$3,338/mo
▼ 0.25% · 3.875%
HK$54,899
−HK$1,682/mo
Today · 4.125%
HK$56,581
baseline
▲ 0.50% · 4.625%
HK$60,024
+HK$3,443/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,162/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,232
−HK$3,200/mo
▼ 0.25% · 3.875%
HK$60,820
−HK$1,612/mo
Today · 4.125%
HK$62,432
baseline
▲ 0.50% · 4.625%
HK$65,723
+HK$3,291/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,864/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,116
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,049
−HK$1,963/mo
Today · 4.125%
HK$66,012
baseline
▲ 0.50% · 4.625%
HK$70,028
+HK$4,016/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$132,024/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,104
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,957
−HK$1,880/mo
Today · 4.125%
HK$72,837
baseline
▲ 0.50% · 4.625%
HK$76,677
+HK$3,840/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,674/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,864
−HK$5,008/mo
▼ 0.25% · 3.875%
HK$82,348
−HK$2,524/mo
Today · 4.125%
HK$84,872
baseline
▲ 0.50% · 4.625%
HK$90,036
+HK$5,164/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,744/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,848
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$91,231
−HK$2,417/mo
Today · 4.125%
HK$93,648
baseline
▲ 0.50% · 4.625%
HK$98,584
+HK$4,936/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,296/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,669 · Scale 2, in force from 26 Feb 2026)