LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,370
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,750
−HK$1,402/mo
Today · 4.125%
HK$47,152
baseline
▲ 0.50% · 4.625%
HK$50,021
+HK$2,869/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,304/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,361
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,685
−HK$1,343/mo
Today · 4.125%
HK$52,028
baseline
▲ 0.50% · 4.625%
HK$54,770
+HK$2,742/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,056/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,244
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,900
−HK$1,683/mo
Today · 4.125%
HK$56,583
baseline
▲ 0.50% · 4.625%
HK$60,026
+HK$3,443/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$113,166/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,233
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,822
−HK$1,612/mo
Today · 4.125%
HK$62,434
baseline
▲ 0.50% · 4.625%
HK$65,724
+HK$3,290/mo
Deposit HK$7.78M · loan HK$11.67M · min. income ≈ HK$124,868/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,118
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$64,050
−HK$1,963/mo
Today · 4.125%
HK$66,013
baseline
▲ 0.50% · 4.625%
HK$70,030
+HK$4,017/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$132,026/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,106
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,959
−HK$1,880/mo
Today · 4.125%
HK$72,839
baseline
▲ 0.50% · 4.625%
HK$76,679
+HK$3,840/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,678/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,866
−HK$5,008/mo
▼ 0.25% · 3.875%
HK$82,350
−HK$2,524/mo
Today · 4.125%
HK$84,874
baseline
▲ 0.50% · 4.625%
HK$90,039
+HK$5,165/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,748/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,850
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$91,233
−HK$2,417/mo
Today · 4.125%
HK$93,650
baseline
▲ 0.50% · 4.625%
HK$98,587
+HK$4,937/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,300/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,687 · Scale 2, in force from 26 Feb 2026)