LTV · monthly repayment
▼ 0.50% · 3.625%
HK$44,371
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$45,751
−HK$1,402/mo
Today · 4.125%
HK$47,153
baseline
▲ 0.50% · 4.625%
HK$50,022
+HK$2,869/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$94,306/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,362
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$50,686
−HK$1,343/mo
Today · 4.125%
HK$52,029
baseline
▲ 0.50% · 4.625%
HK$54,771
+HK$2,742/mo
Deposit HK$9.73M · loan HK$9.73M · min. income ≈ HK$104,058/mo (50% DSR)
Upfront cash ≈ HK$10.46M (deposit + AVD stamp duty HK$729,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,245
−HK$3,339/mo
▼ 0.25% · 3.875%
HK$54,901
−HK$1,683/mo
Today · 4.125%
HK$56,584
baseline
▲ 0.50% · 4.625%
HK$60,027
+HK$3,443/mo
Deposit HK$7.78M · loan HK$11.68M · min. income ≈ HK$113,168/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,234
−HK$3,201/mo
▼ 0.25% · 3.875%
HK$60,823
−HK$1,612/mo
Today · 4.125%
HK$62,435
baseline
▲ 0.50% · 4.625%
HK$65,726
+HK$3,291/mo
Deposit HK$7.78M · loan HK$11.68M · min. income ≈ HK$124,870/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$729,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,119
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,051
−HK$1,964/mo
Today · 4.125%
HK$66,015
baseline
▲ 0.50% · 4.625%
HK$70,031
+HK$4,016/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$132,030/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,107
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,960
−HK$1,881/mo
Today · 4.125%
HK$72,841
baseline
▲ 0.50% · 4.625%
HK$76,680
+HK$3,839/mo
Deposit HK$5.84M · loan HK$13.62M · min. income ≈ HK$145,682/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$729,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,867
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$82,352
−HK$2,524/mo
Today · 4.125%
HK$84,876
baseline
▲ 0.50% · 4.625%
HK$90,040
+HK$5,164/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$169,752/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,852
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$91,235
−HK$2,417/mo
Today · 4.125%
HK$93,652
baseline
▲ 0.50% · 4.625%
HK$98,589
+HK$4,937/mo
Deposit HK$1.95M · loan HK$17.51M · min. income ≈ HK$187,304/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$729,701 · Scale 2, in force from 26 Feb 2026)